Welcome to our website (“Website”). We know that privacy is an important issue for our visitors and we want them to know that we take privacy seriously. Please take a minute to review our privacy policy (“Privacy Policy”) , which describes what types of personally and non-personally identifiable information we collect from visitors; the purposes for which we use this information, and to whom and under what circumstances we disclose this information. The terms “we”, “us”, or “our” as used in this Privacy Policy refer to eHub Financial.
Your use of this Website and the content and services provided through or in connection with this Website are subject to this Privacy Policy and our Terms of Use Agreement (“Agreement”). Each time you use our Website, you agree to be bound by this Privacy Policy and the current Agreement. If you do not agree to this Privacy Policy and Agreement, you must immediately discontinue use of this Website.
Personally Identifiable Information
In this Privacy Policy, personally identifiable information means information that identifies a particular individual, such as an individual’s name, postal address, e-mail address and phone number. The following are certain situations in which we may collect personally identifiable information from you:
If you use any functionality on this Website allowing you to send content to a friend, then please be aware that: (a) we may display your email address to your friend; and (b) we may use information you provide about your friend to facilitate the communication and as otherwise set forth in this Privacy Policy.
Non-Personally Identifiable Information
We may collect demographic information about you such as gender, zip code, and birth date, and information regarding your preferences and usage. This type of information is not, by itself, personally identifiable information. However, if we link such information with personally identifiable information in a manner that identifies a particular individual, then we will treat all such information as personally identifiable information for purposes of this Privacy Policy.
We may collect non-personally identifiable information about you through a variety of technical methods, including the following:
How Is Your Information Used?
We may use non-personally identifiable information collected from visitors to conduct reviews of our Website, to guide decisions about the development of our Website and to provide an enhanced online experience for our visitors. We may also use such information to identify, on an aggregate basis, general trends that may, for example, assist us in determining which products our web visitors are in need of.
We may use personally identifiable information collected from visitors for any of the following purposes: (1) to answer visitors’ inquiries, (2) to provide services, newsletters, updates and other information that visitors specifically request or register for through our Website, (3) to develop and improve our products and services, (4) to protect the security and integrity of our products and services, or (5) for internal business purposes.
We may use the information we collect to:
No mobile information will be shared with third parties/affiliates for marketing/promotional purposes. All the above categories exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties.
If you do not want your personally identifiable information shared as described above, then you should not submit a Request.
Choices About How We Use and Disclose Your Information
Below are some mechanisms that provide you with control over certain information:
Business Transfers
At some point, we may merge with or be acquired by another company. When that happens, then we may disclose to them the information you have provided to us, in which case we will request them to abide by this policy. We may also disclose some information to a potential acquirer, although such disclosure would be subject to restrictions on use. We specifically and expressly reserve the right to disclose, lease, sell, assign or transfer your personally identifiable information collected through this Website, and any of its databases, together with any personally identifiable information contained in such data bases, to third parties in connection with a Business Transfer. A “Business Transfer” means a sale, acquisition, merger, consolidation, reorganization, bankruptcy or other corporate change involving us and/or our affiliates, even if the Business Transfer is only being contemplated and regardless of whether the Business Transfer relates to a part or a whole of our business.
Third Party Website Links
This Website may contain links to third party websites. Our Privacy Policy does not apply to these linked websites. In addition, we do not endorse and are not responsible for the privacy practices or content of any of the linked websites. We are not responsible for the privacy policy, terms and conditions, practices or the content of such third parties or third-party websites. These third-party websites may send their own cookies to you and independently collect data. If you visit a Website that is linked from this Website or our emails, we encourage you to read any privacy statements and terms and conditions of that third party’s website before providing any personally identifiable information.
Security
We maintain physical, electronic, and procedural safeguards to maintain the confidentiality, security, and integrity of visitors’ personally identifiable information.
We allow access to personally identifiable information only to persons and entities engaging in activities permitted by this Privacy Policy.
Although we strive to maintain the highest standards of privacy, no data transmission over the Internet or any wireless network can be guaranteed to be 100% secure. We cannot guarantee or warrant the security of any information visitors transmit to us and visitors do so at their own risk.
Changes
We reserve the right to revise or change the terms of this Privacy Policy in the future to reflect modifications to our Website. To ensure that visitors are aware of our current privacy practices, we recommend that they check this Website periodically.
California Consumer Privacy Act (CCPA) Policy
This Privacy Notice for California Residents is a supplement to eHub Financial, Inc.’s privacy policy, which is also available on our website. This applies to all visitors and users who reside in the State of California (“consumers” or “you”). eHub Financial, Inc. has incorporated this notice to comply with the California Consumer Privacy Act of 2018 (CCPA) and other applicable laws.
If you are a California resident, you have the right to:
1. Request we disclose to you, free of charge, the following information covering the 12 months preceding your request:
a. The categories of personal information about you that we collected.
b. The category of sources from which the personal information was collected.
c. The purpose for collecting personal information about you.
d. The categories of third parties to whom we disclosed personal information about you and the categories of personal information that was disclosed and the purpose for disclosing the personal information about you.
e. The specific pieces of personal information we collected about you.
2. Request we delete your personal information, unless the CCPA recognizes an exception.
3. Be free from unlawful discrimination for exercising your rights under the CCPA.
You will receive acknowledgment of receipt of your request as well as an estimated completion time. Verification of your identity will be required in order to process any request.
If a request is submitted by a third party, on behalf of the consumer, we may require authorization and verification of identity directly from the consumer to which the private information belongs. In some instances, we may not be able to honor your request. For example, we will not honor your request if we cannot verify your identity or if we cannot verify that you have the authority to make a request on behalf of another person.
Additionally, we will not honor your request where an exception applies, such as where the disclosure of personal information would adversely affect the rights and freedoms of another consumer or where the personal information that we maintain about you is not subject to the CCPA’s access or deletion rights.
If we are not able to honor your request you will be notified. We will not provide social security numbers, driver’s license numbers or government issued identification numbers, financial account numbers, account passwords or security questions and answers, or any specific pieces of information if the disclosure presents the possibility of unauthorized access that could result in identity theft or fraud or unreasonable risk to data or systems and network security.
Pursuant to the CCPA we will work to process all verified requests within 45 days. If it is determined that an extension is needed you will be notified of the reason for the delay.
How to exercise your rights:
Complete our online personal information request form located on our website, and either email, or print and mail to:
eHub Financial, Inc
PO BOX 1252
Sunset Beach, CA 90742
e-mail: contact@ehubfinancial.com
1-800-757-1826
eHub Financial
PO BOX 1252
Sunset Beach, CA 90742
NMLS #364042
California DRE Broker License ID: #01330607
MLO License Endorsement: #376905
Copyright © 2024 | eHub Financial | NMLS #364042
We use cookies to analyze website traffic and optimize your website experience. By accepting our use of cookies, your data will be aggregated with all other user data.
